How to rebuild your credit

rebSo your credit is bad… It’s not the end of the Mayan calendar!!

Rebuilding your credit can seem difficult some times, but it all starts with establishing new patterns in your credit habits. As the saying goes, “it takes credit to make credit.” (Or something like that.) Bad credit can make it tough or impossible to obtain a regular bank credit card. But there are still options, and getting a new credit card is a vital step in your credit makeover.

First Steps in Credit Makeover

One consideration might be a secured credit card. Secured credit cards typically allow you to borrow up to the amount of money in your bank account, a guarantee to the credit card company that you’ll be able to pay off your charged purchases. Look for cards with low annual fees and no application fees, and some also offer the possibility for converting your card into an unsecured card in the future.

If not, the next step is to seek out an unsecured card from another source, like department stores, which typically offer easier qualification for credit. Demonstrating the ability to pay off those cards will give you the opportunity to be accepted for a regular bank credit card soon after that.

Making History One Payment at a Time

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How To Buy A Used Car In Toronto The Smart Way

You’re a smart shopper, you know what vehicle you want and you know what features you wish to have the most! Once you’ve decided a used car is the right fit for you, you can agree that a new car purchase is not the way to go and it makes sense! Let’s look at some of the facts: New cars depreciate much faster than used cars,

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Things To Keep An Eye Out For When Buying A Used Car

When it comes to bad credit auto loans you’ll want to find a car that suits you the best and one that you know will be reliable, safe and economic for your needs; not to mention at an excellent price! And one big bonus at Autodome Finance Centre is we offer the best vehicles the best price, simply visit any third-party site and you’ll see regardless of our bad credit approvals, our prices are very competitive. For research you can look at things like retail book values to learn more, and read history reports to see the adjusted value based on that car’s history. One great feature is that we’ll provide all the facts and figures upfront to give you the full picture and we’ll also cover things like the vehicles history!

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Autodome goes to Hamilton – ARK Project

Hey #Hamilton! Someone from the #Autodome team came to town and gave away a Tim Hortons #giftcard! #payitforward #autodomeARK #getARKd Join the movement and Pay it Forward. [pl_video type=”youtube” id=”KhsjO87ChcE”]

Why Finance Your Auto Purchase?

The basic math of financing your vehicle purchase versus buying the vehicle outright isn’t as simple as looking at the cash price and adding on the interest payments that come with financing. Saving up and paying in cash can be a good option for some, but financing is frequently an easier choice that leads to … Read more